Pulse Advice Book a Cover Check

NZ Firefighters Welfare Society member benefit

Your Society membership gets you 10% off AIA life and health cover.

Secured for Society members and arranged by Pulse Advice. You won't get it anywhere else.

Book my 15 minute Cover Check

Questions first? Call Tim on 027 658 3381

15 minutesFreeNo obligation

The Pulse Advice team NZFFWS member benefit In partnership with AIA

Being a member is worth real money here

The Society lists Pulse Advice in your member discounts for a reason. This is what's on the table when you pick up the phone.

What you get

  • 10% off AIA life and health cover The exclusive member discount. Yours automatically, just for being in the Society.
  • Up to 12.5% more off When you hold more than one type of cover.
  • Another 10% off with AIA Vitality Vitality costs $13.50 a month. We'll do that maths with you before you decide.
  • A 15 minute Cover Check with a financial adviser What you're actually covered for, what you're overpaying, and what's missing.
  • A straight answer If what you've already got is right, we'll tell you to keep it.

What it costs you: fifteen minutes on the phone. No fee, no obligation.

Book my Cover Check

What we look at

The cover we're talking about

You might hold some of these already. The Cover Check looks at how they fit together.

Life insurance

Provides a lump-sum payment to your loved ones if you pass away, which can help them manage financially.

Trauma insurance

A one-off payment if you're diagnosed with a specified serious illness, like cancer or a heart attack.

Income protection

Pays a monthly benefit, like a regular salary, if you're unable to work due to illness or injury.

Health insurance

Covers the cost of private medical care, helping you bypass public waiting lists for treatment.

Hold more than one of these and AIA's multi benefit discount, up to 12.5%, stacks on top of your member 10%.

See what it's worth to you

Put in what you pay now, tick what fits, and see where your premium could land. We'll confirm your real numbers on the call.

/ month

You'd pay about

/ month

Type what you pay now to see your numbers.

At this premium, Vitality's $13.50 fee eats its discount. Still worth a look for the other Vitality perks, but the saving is in the other two.

Estimates only, based on these discounts applying to an AIA premium. Your actual pricing depends on the cover you take and your circumstances. We'll show you your real numbers before you commit to anything.

Book your Cover Check

Leave your name and number. Tim will call you within one working day to find a time that fits your roster.

Please add your first name.

Please check that mobile number.

Please check that email address.

We couldn't send that just now. Call Tim on 027 658 3381 and he'll sort it.

We'll only use your details to contact you about your Cover Check. We won't pass them to anyone else. See our privacy policy.

Thanks. Tim will call you within one working day.

In a hurry?

Call him now on 027 658 3381

The Firefighter Cover Check

Fifteen minutes. Three answers.

What you're actually covered for.

Most people are wrong about this.

What you're overpaying.

Premiums drift. Nobody tells you.

What's missing.

Usually the bit that matters most.

What happens on the call

Client feedback

What clients say about working with the Pulse Advice team.

It's a great peace of mind knowing my insurance and KiwiSaver are set up correctly. Highly recommend Pulse Advice!

Mitchell B.

The adviser took the time to understand my situation, explained the options in clear terms, and provided well-reasoned recommendations. The process was transparent and efficient.

J M.

Reviews from Pulse Advice clients, as published on pulseadvice.co.nz.

Most common questions

Does using an adviser cost me?

Nope. For most of what we do, we're paid by the providers and it doesn't change what you pay in premiums. If there's ever a cost to you (rare), we'll be upfront about it.

You can check out the full breakdown anytime in our public disclosure document.

What if I already have insurance?

No worries. Chances are it hasn't been reviewed in a while, and your life might look a bit different now.

We're always happy to take a look and give you a second opinion.

I hate paperwork. Will this suck?

We hate paperwork too. Luckily for you, it's on us. We'll handle the admin, explain the fine print, and keep the jargon to a minimum. You just have to show up.

Are there waiting periods?

Most of the time there are no waiting periods once your policy is in place; however, some benefits do have waiting periods, especially if you want pre-existing conditions to be covered.

Who you'll talk to

Tim Lynskey

Tim Lynskey

Financial Adviser

I've spent more than 25 years working with clients and businesses around the world. Today I bring that experience to Pulse Advice, helping individuals and families protect what matters most. If you'd like to explore your options, I'm here to simplify the process and give you peace of mind.

Book your Cover Check

Leave your name and number. Tim will call you within one working day to find a time that fits your roster.

Please add your first name.

Please check that mobile number.

Please check that email address.

We couldn't send that just now. Call Tim on 027 658 3381 and he'll sort it.

We'll only use your details to contact you about your Cover Check. We won't pass them to anyone else. See our privacy policy.

Thanks. Tim will call you within one working day.

In a hurry?

Call him now on 027 658 3381
Book my Cover Check